Howls Independent Financial Advice Ltd is an Appointed Representative of Vision Independent Financial Planning

Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA). Firm reference number 487395.

This can be verified by visiting The Financial Services Register here.

Howls Independent Financial Advice Ltd Registered Office:  173A High Street, Blackwood, Gwent NP12  1AA Registered in England and Wales No 11179818 Our FS Register Firm reference number is 802794.  This can be verified by visiting The Financial Services Register here

Vision Independent Financial Planning Ltd is registered in England and Wales registration number: 6650476.

Registered Office: Vision House, Unit 6A Falmouth, Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ. 

The guidance or information contained within the website is subject to UK regulatory regime and is therefore aimed at consumers in the UK. The Financial Conduct Authority does not regulate Inheritance Tax and Estate Planning, Wills or Trusts and some forms of Mortgages.

Daniel Howls

173A High Street,


NP12 1AA

07970 853666

Vision Independent Financial Planning Ltd 

Howls Independent Financial Advice prides itself on providing local personalised financial advice but we also understand the big picture.

We are part of the Vision’s network of Appointed Representatives. Working with Vision means we receive expert operational and compliance support services and allows us to concentrate on providing the service each of our client’s needs.

Vision IFP is a dynamic, award winning and established Network whose Head Office is based in Falmouth, Cornwall where the company originally started. Vision's IFP Appointed Representative firms comprising of Independent Financial Advisers (IFA's) use whole of market research with no restraint or commitment to any products or providers, to tailor independent financial advice to individual client needs, providing a range of advice to private and corporate clients, charities and trusts, court of protection clients and professional advisers throughout the UK.

Vision IFP was formed out of strong foundations in our core values which we believe in and they continue to prove the basis for a dynamic and successful financial advice firm.

Vision IFP would like to share these with you which should hopefully give you an understanding into our approach and set the scene for your experience with your Vision adviser:

  • Trustworthy, Honest & Ethical – an ethical approach to client service that is fair, honest and trustworthy acting with integrity and transparency at all times

  • Respect – we respect all of our clients and treat them in line with the Treating Customers Fairly principles as laid out by the FCA

  • Dynamic– we are a fast moving progressive business, able to react quickly to client and business needs

  • Dedicated – clients have access to a dedicated and experienced independent financial adviser which means that there is a continual relationship for present and future financial needs

  • Professional – choice when it comes to how, where and when you want to discuss financial matters but always in a professional and friendly manner

  • Positive Compliance – we take compliance very seriously and view it as a positive mechanism to ensure the right advice is being delivered to our clients

  • Independent – totally committed to independent financial advice which means choice and access to every financial solution giving the client a comprehensive and fair analysis of the relevant market

‘Financial peace of mind comes to those with Vision’

You can learn more about vision here