Howls Independent Financial Advice Ltd is an Appointed Representative of Vision Independent Financial Planning

Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA). Firm reference number 487395.

This can be verified by visiting The Financial Services Register here.

Howls Independent Financial Advice Ltd Registered Office:  173A High Street, Blackwood, Gwent NP12  1AA Registered in England and Wales No 11179818 Our FS Register Firm reference number is 802794.  This can be verified by visiting The Financial Services Register here

Vision Independent Financial Planning Ltd is registered in England and Wales registration number: 6650476.

Registered Office: Vision House, Unit 6A Falmouth, Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ. 

The guidance or information contained within the website is subject to UK regulatory regime and is therefore aimed at consumers in the UK. The Financial Conduct Authority does not regulate Inheritance Tax and Estate Planning, Wills or Trusts and some forms of Mortgages.

Daniel Howls

173A High Street,


NP12 1AA

07970 853666


As an independent financial advice company, we have a wide variety of services available that we offer to cater to your personal circumstances and needs. We have listed briefly the services we have available, but we do advise for you to call us for a no obligation phone conversation.



As a pension advice specialist we are qualified to provide you with the advice that you require, whether that be through early retirement or ensuring that your lifestyle in retirement is in line with yours  and your family's needs.

Savings & Investments

If you have worked hard for the money you have, why not invest it wisely? We are here to guide and advise you on which savings and investments will best suit your needs and to help you to build for your future.

Financial Planning


Plan for the future.

Whether this be your financial ambitions, tax efficiencies or other financial planning.  We can advise and guide you, to help create a better future for you and your family.




Insurance is a essential part of everyday life and it is even more important to make sure you get right. Whether it be personal life insurance or other aspects of insurance advice,

we are here to assist.


Whether you are re-mortgaging, purchasing your first house or after general financial advice, we have the ability to offer this service via an introduction to a mortgage specialist within the Vision Network. Who will be able to assist you with further queries.


Personal Needs


If you do not feel your personal needs are covered in the other services available, do not hesitate to contact us so that we can further discuss what you are trying to achieve and how we can aid in that process.