Howls Independent Financial Advice Ltd is an Appointed Representative of Vision Independent Financial Planning

Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA). Firm reference number 487395.

This can be verified by visiting The Financial Services Register here.

Howls Independent Financial Advice Ltd Registered Office:  173A High Street, Blackwood, Gwent NP12  1AA Registered in England and Wales No 11179818 Our FS Register Firm reference number is 802794.  This can be verified by visiting The Financial Services Register here

Vision Independent Financial Planning Ltd is registered in England and Wales registration number: 6650476.

Registered Office: Vision House, Unit 6A Falmouth, Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ. 

The guidance or information contained within the website is subject to UK regulatory regime and is therefore aimed at consumers in the UK. The Financial Conduct Authority does not regulate Inheritance Tax and Estate Planning, Wills or Trusts and some forms of Mortgages.

Daniel Howls

173A High Street,

Blackwood,

NP12 1AA

07970 853666

Danhowls@visionifp.co.uk

Privacy Policy

We receive, collect and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); comments, feedback, product reviews, recommendations, and personal profile.

When you conduct a transaction on our website, as part of the process, we collect personal information you give us such as your name, address and email address. Your personal information will be used for the specific reasons stated only.

We collect such Non-personal and Personal Information for the following purposes:

  1. To provide and operate the Services;

  2. To provide our Users with ongoing customer assistance and technical support;

  3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;

  4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

  5. To comply with any applicable laws and regulations.

Our company is hosted on the Wix.com platform. Wix.com provides us with the online platform that allows us to sell our products and services to you. Your data may be stored through Wix.com’s data storage, databases and the general Wix.com applications. They store your data on secure servers behind a firewall. 
 

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes we may contact you via email, telephone, text messages, and postal mail

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. 

If you don’t want us to process your data anymore, please contact us at danhowls@visionifp.co.uk or send us mail to Howls Independent Financial Advice Ltd, 12 School Way, Blackwood, Gwent NP12 1FH (Registered in England and Wales No 11179818)

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. 

At various points in the site it includes external links which will direct you to additional sites. When you leave Howls Independent Finance Advice Ltd website and view the content of an external website. Howls Independent Financial Advice Ltd cannot be held responsible for the content of external websites and as such continuing to use the site means you accept these terms

If you would like to: access, correct, amend or delete any personal information we have about you, you are invited to contact us at danhowls@visionifp.co.uk or send us mail to Howls Independent Financial Advice Ltd, 12 School Way, Blackwood, Gwent NP12 1FH (Registered in England and Wales No 11179818)